For years, the story of healthcare technology has been one of slow, cumbersome digitization, scanning paper records into PDFs, and battling legacy systems. But that story changed in 2025. The industry transitioned silently from merely digitizing paperwork to revolutionizing the delivery of care through data and AI.
Hospitals, insurance companies, and regulators shifted their focus from discussions to taking action. They started using AI in their daily work, turning pilot projects into national digital health records and core infrastructure. They also had to deal with the ethical and regulatory problems that this speedup caused in real time.

For leaders, the pressing question for 2026 is no longer if AI will be used, but whether it can be shaped into trustworthy, equitable, and clinically meaningful support, rather than remaining a scattered collection of clever tools.


Convergence One: AI Wove Itself into the Care Fabric

People stopped thinking of healthcare as a digital laggard in 2025. AI is being used in healthcare more than in most other fields <2025: The State of AI in Healthcare> because of a lot of pressure from staff shortages, tight budgets, and rising patient expectations. AI has quietly spread throughout hospitals in four main areas.
Predictive AI can now predict patient risks, such as readmissions and sudden health declines. Generative AI helps doctors by summarizing long records, writing notes, and making complicated discharge instructions easier for patients to understand. Imaging AI helps radiologists, pathologists, and dermatologists do their jobs better, and operational AI makes sure that staff, beds, and operating rooms are used to their full potential.
But with this growth came a very important warning. Studies found that hospitals that were quick to use generative AI often weren’t very good at managing their predictive tools <JAMA Network>. They didn’t have good ways to check for accuracy, bias, and ongoing monitoring. This shows the main problem in 2025: Adoption moved faster than governance. Industry leaders say that the way forward is to stop using “point solutions” that only work in one place and start using a modular architecture <McKinsey>. This is a platform that can be used again and again with shared data, domain models, and intelligent agents. AI is becoming a part of care, not just a tool that can be added on. The most important thing to think about in 2026 is whether institutions are making a unified AI platform or just collecting a bunch of tools that don’t work together.

 


Convergence Two: Data Foundations Transformed from Theory to Reality

The second big change happened at the most basic level: the data infrastructure. In Germany, for example, the electronic patient record (ePA) changed from a slow opt-in system to a default “for all” system. Starting in late 2025, doctors and hospitals will have to upload new documents, quickly building a rich, organized national health data asset. This trend was seen all over the world, as countries moved from testing digital systems to fully funded strategies.
This change will have very real effects. It means that more patient information from different places, like primary care, hospitals, and specialists, can now be seen in one place. This enables the training of AI models on more comprehensive, long-term patient histories. Importantly, it also gives people new duties when it comes to privacy, consent, and the ethical use of data for research and public health. Leaders need to know that advanced AI is weak without strong data foundations in 2026.

The companies that win will be the ones that don’t see data as a by-product of billing but as a clinical asset that is curated, governed, and shared.


Convergence Three: Regulation and Trust Moved from Principle to Pressure

The third convergence happened at the crossroads of technology, ethics, and law. Regulation changed from talking about general ideas to putting real pressure on people. The AI Act became a real compliance requirement for medical devices in the EU. It added new rules on top of the ones that were already in place for medical devices. This dual framework, which is meant to keep people safe, could slow down patients’ access to new treatments if it isn’t carefully coordinated.
The need for trust has grown around the world. Big reports made it clear that AI’s use in health care depends on being open, easy to understand, and having clear responsibility. In the US, calls for “equity-first” AI brought attention to the real risk that algorithms could make racial differences in diagnosis and treatment worse. These calls called for bias audits and community involvement in design. The message is clear: trust is no longer a nice-to-have; it’s the only way to do business. Providers will have to do more to show that they are using AI, that it is helping patients, and that they are taking steps to avoid bias and make sure everyone has equal access in 2026.


2026 Preview: The Year of Integration, Trust, and Intelligent Journeys

If 2025 was about turning on the new systems, 2026 should be about putting them together with control and purpose. Leaders in healthcare should focus on three main things.

  1. They need to move from AI pilots to a modular architecture. A group of separate tools, each with its data connection and rules, can’t last. By 2026, the goal is to have a shared clinical data foundation and a central AI platform where models can be safely deployed, monitored, and updated. This makes every new use case faster, cheaper, and safer.
  2. Second, it is important to make trust and safety a part of your daily routine. You earn trust at the bedside, not in the boardroom. Serious businesses will set clear rules for when AI provides suggestions and when humans make decisions. They will also regularly check for bias and performance issues and train clinicians to be critical, AI-literate partners who can explain and override system suggestions.
  3. The focus needs to shift from internal workflows to redesigned patient journeys. The real potential is not just in making the administration more efficient but also in coming up with new ways to deliver care. This means using AI, wearables, and data to turn one-time visits into ongoing, helpful touchpoints. This gives patients personalized insights and helps close gaps in managing chronic diseases and preventing them.

In 2025, healthcare showed that it is no longer a follower of technology. In a lot of ways, it is now leading the way in the use of AI in businesses. In 2026 and beyond, the best institutions will not see themselves as just hospitals or insurance companies. They will become the people who put together smart health ecosystems.
In this new model, AI is like the nervous system because it senses and predicts needs. Strong, ethical data foundations are like the circulatory system, moving information smoothly to where it can heal. Strong governance, ethics, and human expertise are like an immune system that protects patient safety and the trust that has been hard-earned. The race ahead is not about who has the most algorithms. It is about who can best align technology, trust, and human-centered design to turn these powerful tools into better outcomes, fairer access, and more resilient health systems for all.


If you want a broader map of how these shifts in finance connect to the wider transformation of work, families, and society, I go deeper into this in my book Life in the Digital Bubble. And if your organization is ready to turn these ideas into a concrete roadmap, my digital transformation and AI consulting services focus exactly on helping leaders design that next phase with clarity and confidence.